Re: advise for new 401k
You really need to eduacate yourself on this topic!
From your post it looks like you have not even taken 30 seconds to actually look what the TR 2045 fund is. I mean, your proposing that it be 50% of your retirement money and I can see that you have NO clue what it is.
At least look on Vanguard's website. Look what the TR funds are comprised of.
FYI - the TR 2045 fund already has international funds and it has a total stock market fund (even better than the S&P).
Im going to say this again because I cannot stress this enough: You must eduacate yourself on this topic.
Otherwise, you are setting yourself up for failure down the road.
-Matt
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