Re: FICO Scores from free trial type places
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Yes, they are your actual credit reports. Enjoy the tidal wave of spam about to come your way from your leads that they sold :-)
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Indeed, that's why I have one e-mail purely for these types of things (isn't this pretty common?). That is good news that they are accurate, but that makes my situation even more confusing. My recent score prior to applying for a "bar study" loan was 727 from one service, and 722 from another. I thought this was pretty good, but I was still denied the "normal" interest rate (i.e., I was viewed as some form of advanced risk). Thoughts?
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727 isn't bad, certainly above the average. Mine, the last time I checked it, was almost 100 points higher than yours.
How old are you? How long have you been at your job? When is the last time you opened an unsecured credit account? You mentioned a bar study loan, what is that? Like a loan for law school or something?
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