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Personally, I've had mostly good experiences with EP. I signed up in the days immediately following the Neteller debacle. Was very speedy. The only problem I had was that at one point, their records said I had overdrawn my account. I didn't get that because I didn't even know that was possible. So I called, and they weren't very helpful, except to say that can you please bring your account to 0. Well, soon after that guess what, the charges that had overdrawn my account were mysteriously reversed and my account was back to 0. Anyway, aside from that, I'm quite happy with them at this point.