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I'm in a very similar situation right now, where I have 20k invested but will be picking up my fiance's 14k in student loans that are going to be at 6.8%. Better to pay off or leave it invested

Also, Jurello I think this topic might be better in the finance forum maybe...

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Whoops I thought it would be a trivial answer because my student loan interest rate was much less, less than the 5% you can get interest on a savings account. Since I am not a financial guy I'll just give an educated guess for now and wait for reinforcements.

I still think it's going to turn out that you should invest, based on the fact that savings account interest rates are a gross underestimate of what you can get from investing, that you can deduct student loan interest from your income tax, and also logic says that if the economy does good your investments will return high %, and if it does bad you will need the money. Also if it's a fixed rate you could always pay it off if it became way favorable to do so. And historic returns of the market.

But I am not a financial guy, so I'll be interested in the answer as well.