Step 1
Seriously though, I have a little experience with this, so I'll share my thoughts.
I'm young like you(just turned 24) and never planned on having kids until I was married and probably in my late twenties. I always figured that if by chance I got one of my gfs pregnant, that I'd want to have an abortion. Well, last June my current gf told me that she was pregnant. It was a bit shocking, but we werent extremely careful, so it wasnt a complete surprise. Turns out I never really felt that i didnt want to have the baby. Sure, I realized that the timing wasnt perfect. I was still in college, we werent married(and didnt have any plans to get married), and there were still things I wanted to do before settling down. But shw wanted to have the kid and the more I thought about it, having a kid would probably be great. I mean everybody tells you that having children is the best thing that couldve ever happened to them. They cant all be lying, right?
I graduated about a month before he was born, but before I was able to find real job, he came two months early. Luckily my gf has a good job with good insurance. I remember during the pregnancy that I never really had a sense of fatherhood. It didnt really seem real, since he wasnt actually around yet. The day he was born my gf had gone to the doctor with her mother because she hadnt felt him move in awhile. That morning I got a call from her mother saying that something was wrong and they were taking her over to the hospital. It suddenly began to feel very real and I remember thinking how much I really did want this baby as I was on my way to the hospital.
Being born two months early meant there were plenty of complications. He was on a ventilator for over a week and had to stay in the NICU for 2 months. He is 3 months old now and weighs 7lbs. The last month that he has been home with us has been great. I wouldnt change a thing. Some of the things I used to look forward to are now replaced by looking forward to playing pass with him in the backyard and teaching him to ride a bike.
So before you make a decision, try and put things in perspective. A baby will change your life, but after the fact I think you'd agree it was a change for the best.