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Old 04-13-2007, 02:44 AM
kimchi kimchi is offline
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Join Date: May 2006
Location: FU minbet
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Default Re: How much $ is needed to never have to work again?

What about buying an open market annuity?

Obviously maybe not suitable for a younger person. Not sure if these are available in The US, or what the rates are, but I'll convert some example UK annuity rates to $US

60 year old male
$730p.a. per $10000 or
$460p.a. per $10000 for an escalator annuity

so if you need $35000 per year to live, you can buy an annuity for around $750,000

Of course if you're younger you'll need a lot more.

The good news - if you're a smoker, you need a lot less.
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