[dp13368]

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Beat: I work full-time and play poker only as a hobby.
Brag: I make 6 figures.
Beat: I has a mortgage.
Brag: Mortgage interest payments are tax-deductible.
Brag: Tax refund this year was over $6.3K. SHIPPPPP IT!

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variance: having a 6 figure salary and a mortgage but still not understanding that getting a tax refund is a bad thing!!!!!!

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It's not variance, it's a huge beat. LOL @ him lending $6.3k to the IRS interest-free when he could/should be getting ROI on that $ himself.