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FYI the payTru fees :

We will charge you the fees and charges set forth on the Schedule of Fees and Charges attached hereto and incorporated herein by reference. All fees and charges will be deducted automatically from the Card balance at the time the fee or charge is incurred.

Approved Declined
Monthly Service Charge $2.95 N/A
WITHDRAWAL/PURCHASE/BALANCE INQUIRY/TRANSFER
ATM Domestic/International Withdrawals $2.50 $1.00
POS Domestic/International Purchase $1.00 $1.00
POS Domestic/International Balance Inquiry $1.00 N/A
LOADING TRANSACTIONS
Green Dot Load(only available at Green Dot Network Retailers) 2.5% N/A
Credit Card Load to PAYtru card 4% + .50 N/A
IVR TRANSACTIONS
Payphone surcharge if call originates from payphone $.75 N/A
Balance Inquiry Charge $1.00 N/A
Transfer to live customer service $0.00 N/A
ADMINISTRATIVE TRANSACTIONS
Chargeback Fee $25.00 N/A
Representment Fee $15.00 N/A
Lost/Stolen Replacement Card $15.00 N/A