Thread: ING Direct
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  #18  
Old 12-20-2005, 04:40 AM
bluef0x bluef0x is offline
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Join Date: May 2005
Location: Sacramento
Posts: 2,295
Default Re: ING Direct

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How often is your investment compounded? On emigrant's site it says 'compounded daily- credited monthly'

Does that mean your investment * (1.4^12 - 1) is what you would make in a year?

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The numbers quoted are APY's. So don't even worry about this, you are earning 4.0% after compounding is calculated.

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Could you give an example? I don't really understand this crap and I want to know if it's even worth the effort (if I even had money [img]/images/graemlins/smile.gif[/img])

Is there a formula so I can plug in like $x and see how much I would make in a year off the interest?

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$x * 1.04 should do the trick for you.

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So, it's not actually compounded daily?

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Yes, it is compounded daily such that after one year you'll have earned 4%. APY stands for annual percentage yield.

Nice job catching me editing. [img]/images/graemlins/smile.gif[/img]

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Thanks. Just ruined my dreams of putting in 100k and living off the interest... [img]/images/graemlins/frown.gif[/img]

4% compounded monthly would be sooooo nice
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