[Billman]

How about we try a different tact and take this into the realm of being constructive? I have presented my views on ACH/EFT and other electronic funding mechanisms. Now, contrary to the way it;'s being portrayed, I've not said that the government will or won't do any of these things only that they are possible and they're a lot easier than some people are making them out to be.

So in the interest of leading this discussion into something that might shed more light on the subject I put forth the following two statements and invite anyone to offer their own opinions specifically as how my assertions are incorrect.

In regards to SWIFT, I have asserted that the US government does not need to access private banking records in order to enact the UIGEA funding restrictions. My assertion here is that the US merely has to instruct US banks not to process any transactions to specific accounts and/or account names. If my assertion(s) are incorrect, please explain why.

In regards to EFT/ACH transactions it is not even necessary for banks to comply with the UIGEA if the ACH/EFT networks are willing to perform the compliance as they recently did in connection with both Neteller and Click2Pay. If I am wrong, please explain why.

Anything else, I reserve the right to not address as these are and have been my assertions from the beginning despite whatever words/motives/actions have been otherwise claimed.