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My bottom line for this discussion is that predictions and even plans for this short term a period are mostly not necessary, again given the caveat I made earlier, as we will know in a period of months what will be what.

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I think this really sums up your entire point of view pretty well. People who can't pay their taxes because their money is caught up at Neteller or stuck on Full Tilt might disagree that people shouldn't have some sort of short term plans. See, your unending optimism has effects. People who came here back in Oct, Nov, and Dec and read all the optimistic posts about how the government could never stop online gaming and that nothing was going to change got royally screwed. But instead of being apologetic about it, you're still pumping out the same lines. The real difference between you and I though is that the worst that might happen to someone who listens to what I say and follows my advice is that they might feel a little depressed about the future of the game.

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Bill,

You are mischaracterizing my position (intentionally so for some reason?), as I have never been "unendingly optimisitic. You are trying to equate glass half-full with glass full and that's dishonest.

Anyone would be prudent indeed to guard their money and keep as little on any one site or payment processor as possible to play a given stakes. And as I said earlier in this thread, to have a backup job plan if they both play fulltime and also have no savings.

I don't have a problem with anyone who wants to act on a prediction of the worst case scenario, so long as they don't use that prediction along with a false claim of short term urgency, to ignore the problems with the PPA. Unlike others here I'm not worried about "scaring the fish". I'm just saying it's far from certain the worst case scenario will transpire, and since we will know in months and not years if it will come about, then a lot of speculation is pointless, though again prudence is warranted in guarding one's roll and keeping one's options open.