[pfapfap]

Saying "you got it" at showdown is not binding at all. When asked, "Are you folding?" and answering in the affirmative, while at the same time picking up the cards while facing a bet, is a different scenario, and technically a fold. However, I can certainly see the floor allowing a call, so tread carefully.

As with everything, "it depends". The other day I was in a 4/8 game shorthanded with two props. One of the angrier and more difficult players (management-wise; he's a total donk) was the low card, but folded. After it was pointed out to him (again) that he was low, he threw out his dollar. Then he asked for his cards back. The props staunchly objected, the floor came over, the mucker was grumpy, the floor said too bad.

Now, this guy has a history, and the floor said to deal the grumpy guy (who was still complaining) out of the next hand. They eventually went away to chat, grumps came back, ranted some more, was told to STFU, threw a hissy, left the game, then like an addict returned ten minutes later, still bitching.

Now, had he been a generally nice and agreeable guy, it's conceivable those in the game would have allowed him the cards back (as there was no other muck). And had he merely turned his card over without mucking, I'm sure the floor would even allow it to play (again assuming he was a nice person).

Tho' to be fair to the mucker, the dealers in this room follow a wide range of their own personal rulebooks and enforcement policies, so it was "reasonable" to expect his cards back, but he's an angry jerk, and it was only a dollar, and his hand was crap anyway, so it's stupid of him to complain in the first place.