[Nate tha\\\' Great]

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It may not be their intent to "take" anyone's money, but in practice that is exactly what they have done. I, and many others, have no access to our funds. What makes them "my" funds other than my ability to use them, and that ability has been taken away.

If someone steals your TV, but has the intent of only borrowing it for a couple weeks and then returning it to you, is that not theft? I believe this situation is going on now. FTP may (or may not) have the intent of returning my money, but as of right now they have stolen it.

I understand that there have been many issues with payment processors post-UIGA, but there is NO REASON they should not write me a check when I request it.

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I think it's more like the situation where you loan your XBox to your friend, and then he goes away on vacation for a month but forgets to return it to you first. It's a little negligent but it isn't stealing exactly.