Re: ING Direct
As to number 2, I THINK you can setup different sub-accounts. For example you can have a "Savings" section and a "Bankroll" section. I have never done it though. I use ING direct and love it. Emigrant's rate is always higher. However, when looking into an on-line savings I read the Emigrant was more difficult to setup, I never did though so I don't know if that is still true.
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