Good reply -- and I agree with you that people thinking the EFT / ACH / Credit Card pipeline will always be available one way or another are almost certainly wrong.
In fact, I get the sense that ePassporte is going to be a problem soon. See this thread from a guy getting called by BofA about funding ePassporte:
http://forumserver.twoplustwo.com/showfl...e=0#Post9082770
Note that the call wasn't about fraudulent charge concern, but that BofA specifically mentioned funding online gaming even though it was a "mixed-use" site like ePassporte. It might not be long for major banks to block ePassporte CC/ATM deposits because of risk management.