[Shaun]

[ QUOTE ]
Read most of what you wrote. With a new child coming (and even without one coming) my number one concern would be health insurance, not on going legality of poker.

I would keep the job if it is enjoyable. If you could drop to part time, even at the expense of some benefits (e.g. you having to pay the entire insurance cost vice the subsidized cost), that would be ideal. Alternately, going back for a PhD might be worth looking into. Were I you, I would be focussed on keeping my options open and my health insurance with a group. (The PhD route is particularly appealing to me personally, and I think you can swing the insurance through a university group, but I have not investigated this fully yet.)

If your wife is working, has health benefits, and will be going back to work after the baby arrives, then I would say go for it BUT wait until she has been back at work for at least a month. (Maybe you could take a leave of absense if she goes back to work; maternity (and paternity) can change your outlook a lot, and even if she is planning on returning to work, that may be something she decides she would rather not do).

[/ QUOTE ]

For someone like me who makes peanuts compared to this guy health insurance with a stay at home wife and a baby is a pain, but doable. This guy will have no problem paying for health insurance. Also, one doesn't have to live in a 2 million dollar home.