[cwar]

If your bankroll management plan doesnt include stepping down you are probably going to go bust eventually OR you have way too many buy ins for the level your are currently playing at and arent aggressively moving up in levels.

If your willing to move down you can attack the upper levels aggressively maximizing your growth potential when winning and playing well and moving down when you hit a losing streak or are tilting and playing badly. Im sure you have heard many pros recite the cliche that you need to protect your bankroll, its true. If your going to be playing for any serious amount of money for more than a couple years your going to experience changes in the games, your level of play and serious serious downswings. Playing carefully with your bankroll at these times is important. No player regardless of how well they handle these kind of issues should be playing as high as possible through these issues.

Moving down is an essential part of bankroll management because the poker world is not stagnant. To maximize your earn you should be able to use your bankroll aggressively and conservatively. If you dont include it you probably either dont move up as aggressively as you could, have ego problems or will eventually go bust regardless of how good you are.