Re: Newb who has just read through the stickies - addtl help requested
gull,
I appreciate your response. I've actualy been to the IFA website and I took that long questionnaire that they have. Unfortuantley, I felt as though all the questinos were slanted to make their offerings look more favorable to the unassuming eye. I may be wronga bout this, but it was the impressino that I got. I looked up DFA's very briefly, so I agree that they are probably not an option for me. I also don't like the high bid-ask spread, so I may avoid the RZV. However, I will definitely look into Vanguard's VWO and some of the foreign small value ETF's that you've suggested.
One other question that I have, can you explain the impact of tax losses or tax gains by investing in mutual funds? I see you talking about tax-efficiency, but how so? I know that with Roth IRA's the gains are not taxed until you withdraw, but what is the positive impact in this case? If anyone has an answer for this, i'd be all ears. Thanks!
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