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Old 12-27-2006, 01:52 PM
jba jba is offline
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Join Date: Feb 2005
Posts: 9,596
Default Re: Credit and Credit Scores: A short lesson

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Could anyone explain how to do this yourself? Around 98-00 I got myself into some bad credit issues. I was in college and effed it bad. I had 2 CC's, one for like $500 and one for $700. Maxed them both out and never paid them off, they went to collections=My score suxs.

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believe it or not it's a good thing you never paid them back. if you contact them you may be able to work out a deal where you pay back some amount (50-100%) in exchange for them removing the entry from your report.
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