[bumpking]

Actually,

For my $7,500 check, it is not normal procedure to always place it on hold. I CASH checks all the time in amounts between $5k-$10k and as long as I have that amount of cash in my account, they'll cash the check. This last time when they made me deposit it, I'm sure it was simply because the check looked funny and nothing else.

FYI: If you cash a check instead of deposit it, it does not show up anywhere on your account or statements. I always cash them, then a day or two later I deposit cash into my account (just to be safe).