[westmt01]

No. Enforcement mechanisms will be electronic, thus the size of the bank will not matter.

If anything, I've found that smaller banks are more sensitive to compliance issues in general. Fines for regulation violations would have a much greater impact on a smaller bank than a large one, thus if anything they will go out of their way to avoid such violations even more so than large banks.

I don't think bank size is going to have any impact on how this law is enforced. Either there will be a way to inforce the new regs or not (nobody knows for sure which yet), and if there is all banks will follow established procedures.