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For cash i think something like 50 .25 chips (for antes), 50 .50 chips, 150 x 1 and 150 x 5 will work, but i dont know how to make it work well for tournaments.

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That'll work ok for tourneys, too. Give each player 8 of one color (call it T25), eight of another color (T100), and one of a third (T500). They have T1500. Blinds start at 25/50 or 25/25. Any similar variant on values is fine, like give players 10*T1+8*T5+1*T25 and start the blinds at 1/2. Nobody will ever agree completely on starting chip counts and blind structure, but you shouldn't have any trouble getting a chip set of 200+200+50+50 to work for 'bout any single-table game. And that set of 500 chips will let you run two-table tourneys just fine, too.