[Dangergirl]

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No, you are wrong, on a No Income verification loan the lender usually wants to see a 6 months reserve of PITI (principle, interest, taxes and insurance.) It also raises her spidey senses to see someone who claims making $10,000 a month with only $2,000 in their checking account. Then she/he can/will start asking more questions. That is something you don't want to see. It only goes downhill from there.

-------kitty

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I believe this completely depends on the lender. I just bought a house 2 months ago 100% financing, no doc. I did not have to provide bank statements, proof of PITI, or rental history.