What to spend $1750 on?
 

I just got my first credit card, at 0% interest for a year with a limit of $1750. In order to build credit I want to buy some kind of toy and pay it off over the course of the year. My conundrum is in what to buy.

I already have a nice laptop, desktop, 37" LCD TV (bedroom), 50" DLP TV (living room), a crapload of really nice speakers, a few guitars and amps and whatnot, and my roommates and I have all the furniture we currently need.

I was thinking about getting a home theater projector but I think I'm gonna wait til I have a bigger place for that.

Remaining possibilities include a video game console or two (although all the consoles I've ever owned have gathered dust and I've ended up selling them), or an iPod, which I lack. I don't really NEED an iPod since I only ride the subway for about 10 minutes each way, and can listen to music on speakers at work or at home.

Soooo... anyone found any cool new toys lately or have any ideas? I don't necessarily need to spend the whole $1750, obv.

Re: What to spend $1750 on?
 

That's not the way to build credit.

Re: What to spend $1750 on?
 

If you don't need anything, there is no reason to buy something just to build your credit. Just pay for normal living expenses on your credit card (i.e. gas, groceries, etc.) and pay it off at the end of every month and you'll build up your credit plenty fast.

Re: What to spend $1750 on?
 

How bout you use the card for whatever you can pay off each month? You build credit faster by paying your balances off in full each month rather than carrying them from month to month.

Re: What to spend $1750 on?
 

it's like $500 too much, but w/e
http://www.tiffany.com/shared/images...8291096_XL.jpg

Re: What to spend $1750 on?
 

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How bout you use the card for whatever you can pay off each month? You build credit faster by paying your balances off in full each month rather than carrying them from month to month.

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oh that's true...i guess i didn't understand the question [img]/images/graemlins/frown.gif[/img]

Re: What to spend $1750 on?
 

[ QUOTE ]
it's like $500 too much, but w/e
http://www.tiffany.com/shared/images...8291096_XL.jpg

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Fluff - are you trying to get OP to buy you presents? [img]/images/graemlins/wink.gif[/img]

Re: What to spend $1750 on?
 

hookers and blow???

Re: What to spend $1750 on?
 

Travel you nit...

Re: What to spend $1750 on?
 

Re: What to spend $1750 on?
 

Is this a joke thread?

Re: What to spend $1750 on?
 

bankruptcy lawyer

Re: What to spend $1750 on?
 

cappy
that is a men's watch!

Re: What to spend $1750 on?
 

[ QUOTE ]
If you don't need anything, there is no reason to buy something just to build your credit. Just pay for normal living expenses on your credit card (i.e. gas, groceries, etc.) and pay it off at the end of every month and you'll build up your credit plenty fast.

[/ QUOTE ]

All the better if it's a cash back card.

Re: What to spend $1750 on?
 

Bah, I suppose most of you are right. It just seems like a waste to not use the 0% while I've got it.

Re: What to spend $1750 on?
 

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Bah, I suppose most of you are right. It just seems like a waste to not use the 0% while I've got it.

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cash is also 0% apr

Re: What to spend $1750 on?
 

[ QUOTE ]
cappy
that is a men's watch!

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Well I'm an idiot. I didn't realize Tiffany's made anything for men. [img]/images/graemlins/confused.gif[/img]

Re: What to spend $1750 on?
 

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[ QUOTE ]
Bah, I suppose most of you are right. It just seems like a waste to not use the 0% while I've got it.

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cash is also 0% apr

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Instead of spending cash, buy everything with the card, put the cash you'd spend into an interest-bearing savings account until the 0% rate is up and BAM! $0.17! Spend the $0.17 as you damn well please.

Re: What to spend $1750 on?
 

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Bah, I suppose most of you are right. It just seems like a waste to not use the 0% while I've got it.

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cash is also 0% apr

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The idea was I get something fun while earning interest on the money in the bank while improving my credit.

Re: What to spend $1750 on?
 

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
Bah, I suppose most of you are right. It just seems like a waste to not use the 0% while I've got it.

[/ QUOTE ]

cash is also 0% apr

[/ QUOTE ]
Instead of spending cash, buy everything with the card, put the cash you'd spend into an interest-bearing savings account until the 0% rate is up and BAM! $0.17! Spend the $0.17 as you damn well please.

[/ QUOTE ]

Sick. Well now that the oot grande has scienced us a solution this thread is dead [img]/images/graemlins/frown.gif[/img].

Re: What to spend $1750 on?
 

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
Bah, I suppose most of you are right. It just seems like a waste to not use the 0% while I've got it.

[/ QUOTE ]

cash is also 0% apr

[/ QUOTE ]
Instead of spending cash, buy everything with the card, put the cash you'd spend into an interest-bearing savings account until the 0% rate is up and BAM! $0.17! Spend the $0.17 as you damn well please.

[/ QUOTE ]

More like $87.50. Not a ton, but better than not having it [img]/images/graemlins/smile.gif[/img]

Re: What to spend $1750 on?
 

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
Bah, I suppose most of you are right. It just seems like a waste to not use the 0% while I've got it.

[/ QUOTE ]

cash is also 0% apr

[/ QUOTE ]
Instead of spending cash, buy everything with the card, put the cash you'd spend into an interest-bearing savings account until the 0% rate is up and BAM! $0.17! Spend the $0.17 as you damn well please.

[/ QUOTE ]

More like $87.50. Not a ton, but better than not having it [img]/images/graemlins/smile.gif[/img]

[/ QUOTE ]
Maybe, but you're going to pay $87.33 in fees for only having $1750 in there.

Re: What to spend $1750 on?
 

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Maybe, but you're going to pay $87.33 in fees for only having $1750 in there.

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I just checked my bank's terms and conditions, and... you're exactly right.

Re: What to spend $1750 on?
 

$1750 cash advance and add that to your bankroll FAST

Re: What to spend $1750 on?
 

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Maybe, but you're going to pay $87.33 in fees for only having $1750 in there.

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I just checked my bank's terms and conditions, and... you're exactly right.

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Please start using ING direct.

Re: What to spend $1750 on?
 

Buy a sweet custom .45 pistol.

Re: What to spend $1750 on?
 

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Please start using Citibank EZ-Checking.

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FYP. 5% ftw.

Re: What to spend $1750 on?
 

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[ QUOTE ]
Bah, I suppose most of you are right. It just seems like a waste to not use the 0% while I've got it.

[/ QUOTE ]

cash is also 0% apr

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cash advances are almost always higher then the regular %rate. if anyone has seen any cards with 0% even with cash advances please post links.

Re: What to spend $1750 on?
 

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
Bah, I suppose most of you are right. It just seems like a waste to not use the 0% while I've got it.

[/ QUOTE ]

cash is also 0% apr

[/ QUOTE ]

cash advances are almost always higher then the regular %rate. if anyone has seen any cards with 0% even with cash advances please post links.

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