ZOMG I JUST BOUGHT A HOUSE
 

We put the offer in Friday, and we just found out that we got approved for the mortgage (which not a lock by any means).

So, as long as the home inspection goes well tomorrow, I'll be the proud owner of a 3 bedroom semi-detached in Oshawa, Ontario.

Yay me [img]/images/graemlins/smile.gif[/img]

We have some pics, I'll post them when I get home.

This is entirely unrelated to POG, but you should keep it here anyway.

Re: ZOMG I JUST BOUGHT A HOUSE
 

Congrats!

Re: ZOMG I JUST BOUGHT A HOUSE
 

How far is Oshawa from Toronto or Windsor?

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How far is Oshawa from Toronto or Windsor?

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Oshawa is 40 minutes east of Toronto, right on the lake.

Re: ZOMG I JUST BOUGHT A HOUSE
 

Congrats!

How detached is semi? Garages touch?

Re: ZOMG I JUST BOUGHT A HOUSE
 

American professional mid-limit grinder LF room rental. I'm house-trained, order out for food, and will only oggle your wife minimally. Can pay in party transfers or SHNL coaching

Re: ZOMG I JUST BOUGHT A HOUSE
 

We have no garages.

It's the best semi-detached I've ever seen. Our door faces east, there's faces south, and we attach on our west wall, and the backyard. My wife thought it was fully detached the first time we saw it, because we didn't go around to that side of the house.

Re: ZOMG I JUST BOUGHT A HOUSE
 

[ QUOTE ]
American professional mid-limit grinder LF room rental. I'm house-trained, order out for food, and will only oggle your wife minimally. Can pay in party transfers or SHNL coaching

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rofl I wondered how long it would take for people to leave the US.

Re: ZOMG I JUST BOUGHT A HOUSE
 

<hijack>

I'm not really leaving.... yet

</hijack>

srsly though, congrats Zurv.

Re: ZOMG I JUST BOUGHT A HOUSE
 

congrats zurv. first home i take it? its an awesome feeling. of course, you already had a kid, so nothing will trump that. still good tho, until you look at how much of your mortgage payment goes toward paying interest...

Re: ZOMG I JUST BOUGHT A HOUSE
 

Congratulations Zurvan! (But, just like kids, this will end up costing you an arm and a leg to maintain - but it's worth it [img]/images/graemlins/smile.gif[/img] )

Re: ZOMG I JUST BOUGHT A HOUSE
 

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We put the offer in Friday, and we just found out that we got approved for the mortgage (which not a lock by any means).


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Just mention to the mortgage company that you like to play poker; that should lower the interest rate. [img]/images/graemlins/grin.gif[/img]

Congrats.

Re: ZOMG I JUST BOUGHT A HOUSE
 

Congrats Zurvan! Moving in is easy... the hard part is all the stuff you will want to do to it. Projects... do-it-yourself stuff... oh the joys!

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Do not become obsessed with your lawn, those are the most boring people in the universe.

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Do not become obsessed with your lawn, those are the most boring people in the universe.

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The first thing I checked at every house we looked at was how the grass was maintained. [img]/images/graemlins/smile.gif[/img]

Re: ZOMG I JUST BOUGHT A HOUSE
 

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Do not become obsessed with your lawn, those are the most boring people in the universe.

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The first thing I checked at every house we looked at was how the grass was maintained. [img]/images/graemlins/smile.gif[/img]

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ZOMG

Re: ZOMG I JUST BOUGHT A HOUSE
 

Congrats Zurvan.

When I bought my last house, my wife commented on how good the lawn looked. I told her, enjoy it now, it will never look that good again. I didn't lie.

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Congrats Zurvan.

When I bought my last house, my wife commented on how good the lawn looked. I told her, enjoy it now, it will never look that good again. I didn't lie.

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I suspect my lawn will follow a similar path.

I like nice grass. Sadly, I'm lazy.

Re: ZOMG I JUST BOUGHT A HOUSE
 

you could do what my buddy does, and just never mow it until the neighborhood association calls. that's baller.

Re: ZOMG I JUST BOUGHT A HOUSE
 

i like grass too

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I swear to God when I get a house I am pulling up all the grass and planting corn or something.

Re: ZOMG I JUST BOUGHT A HOUSE
 

Three words (groups):

Mexican Lawn Crew.

$30 a week.

Grass looks great.

That. Is. All.

Seriously though, Zurvan.

Congratulations to you!

Re: ZOMG I JUST BOUGHT A HOUSE
 

tru green = 30 every 6 weeks; keeps it looking great

just need to mow it urself tho...

Re: ZOMG I JUST BOUGHT A HOUSE
 

[ QUOTE ]

Mexican Lawn Crew.

$30 a week.

Grass looks great.


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You could count the number of Mexicans in Oshawa on one hand. It's just about the whitest place on Earth.

Re: ZOMG I JUST BOUGHT A HOUSE
 

[ QUOTE ]
[ QUOTE ]

Mexican Lawn Crew.

$30 a week.

Grass looks great.


[/ QUOTE ]

You could count the number of Mexicans in Oshawa on one hand. It's just about the whitest place on Earth.

[/ QUOTE ]
How many do you need? Surely they must have busboys in Oshawa.

Re: ZOMG I JUST BOUGHT A HOUSE
 

good luck
congrats!

Re: ZOMG I JUST BOUGHT A HOUSE
 

i picked up a house in july.

you will be at home depot every day for 2 weeks. it's definately worth it, though.

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i picked up a house in february.

you will be at home depot every day for 2 years. it's definately worth it, though.

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Re: ZOMG I JUST BOUGHT A HOUSE
 

oh yeah and congrats. I'm looking at buying a house in the next 2 - 3 years. Want to save up a nice big downpayment.

Re: ZOMG I JUST BOUGHT A HOUSE
 

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oh yeah and congrats. I'm looking at buying a house in the next 2 - 3 years. Want to save up a nice big downpayment.

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don't bother. 80/20 and use that saved money to buy furniture and home improvement stuff

Re: ZOMG I JUST BOUGHT A HOUSE
 

Ha ha. Home depot is for people with some ability to use tools. I have none. I'm just gonna move when the house starts falling apart.

Re: ZOMG I JUST BOUGHT A HOUSE
 

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oh yeah and congrats. I'm looking at buying a house in the next 2 - 3 years. Want to save up a nice big downpayment.

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don't bother. 80/20 and use that saved money to buy furniture and home improvement stuff

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Or better, pay off other, high interest debts.

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i picked up a house in November '04.

you will be at home depot every day for an indefinite period of time. it's definately worth it, though.

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Or better, pay off other, high interest debts.


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I dont have any.

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Ha ha. Home depot is for people with some ability to use tools. I have none. I'm just gonna move when the house starts falling apart.

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thats what i thought. until my wife decided every single room in the house was to be repainted. and molding replaced. and we needed to finish the other half of the basement. and the list goes on...

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Or better, pay off other, high interest debts.


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I dont have any.

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I have tons. Trade?

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I have tons. Trade?


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I'm also living expense free for 3 months, and getting nearly double my salary to do it.

oh, and no.

I should have enough saved up for a 25 - 30% downpayment in a few years, if all goes to plan. faster if this online gambling thing-a-ma-jig keeps panning out and isn't castrated by the us government.

Re: ZOMG I JUST BOUGHT A HOUSE
 

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Ha ha. Home depot is for people with some ability to use tools. I have none. I'm just gonna move when the house starts falling apart.

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Not for tools.. just for stuff.

When I first moved into a house (new construction), I was at HD about 15 times in the first week. Fortunately it was only 2 miles away.

Re: ZOMG I JUST BOUGHT A HOUSE
 

BB

Seriously - put down just enough on your house to avoid the mortgage insurance (that's 25% here in Canada). Put the rest aside to redecorate/renovate/whatever. Any left over after that you can put in an investment, at a higher interest rate than you're paying on your mortgage.

Re: ZOMG I JUST BOUGHT A HOUSE
 

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[ QUOTE ]
oh yeah and congrats. I'm looking at buying a house in the next 2 - 3 years. Want to save up a nice big downpayment.

[/ QUOTE ]

don't bother. 80/20 and use that saved money to buy furniture and home improvement stuff

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nooooooooo

I don't want to get deep into a financial discussion here, but do NOT leverage yourself with a 100% mortgage at the start of a bear market. That would be BAD. If you can't afford a down payment, you don't really need a home anyway.. rent an equivalent house.

(US-only.. I know nothing about the Candadian housing market)