Neteller says I owe them money.

[I Hate Frist]

I got an e-mail from neteller saying that they were unable to withdraw funds from my bank account (that they had already allowed me to transfer to a poker site). Although I requested the funds be taken from my bank over a week before they closed to US cunstomers, they failed to do it in time, and now are trying to get me to send them a money order "ASAP". What can they do if I don't comply? I never agreed to do anything of the sort, and it's their fault for not taking the money from my bank like they had done hundreds of times in the past. Any idea what they can do legally?

[rutang]

there is a similiar thread in the internet forum, and i posted that if i were in a similar situation, i'd arrange to transfer the money to a friend who has money in EFT limbo. I realise you're posting for a legal answer, and i'm not providing it, but I thought i'd chime in that I think it's not acceptable morally to try and keep the money, regardless of thier legal options.

[LuckyTxGuy]

You owe them a debt. Pay it.

Sure it's "their fault" they didn't take the money out in time but that has no bearing on what's right and what's wrong.

[I Hate Frist]

I know morally I have an obligation to pay them, but if they aren't paying people the money they owe them in a timely manner, why would I extend that courtesy to them? I figure I'll atleast wait until they start paying people. My question is what LEGAL consequences would be likely. I see none.

[Mondogarage]

I am specifically not providing legal advice. However, you probably owe them the debt. Their difficulty in pulling the funds from your bank is not justification for you to have free money to which you're likely not entitled.

That said, the screwjob is theirs. You should not be liable for the cost of the money order, postage, etc. So why you don't offer them to send the money after they have disbursed you enough to cover the cost of the money order, mailing insurance, postage, etc. That's only fair.

The right thing to do is pay it back. But if you don't, I'm skeptical they have a lot of options, considering...um...they're not doing business in the US.

[curious123]

Rumor has it you will be reported to a collections agency.

[monkeyman]

what kind of low life even has to ask about these things? you owe money, you pay it. it is pretty simple.

[LeeLoo]

I would call them and assure them that their money is safe and they can access their money through available withdrawal options. I would then inform them that unfortunately EFT are on hold at this time and that ATM cards cannot be loaded but their money is safe and they can withdraw when more options are available. Ask for several forms of ID and let them know it could take from 2 to 12 weeks.

[mattak]

[ QUOTE ]
I would call them and assure them that their money is safe and they can access their money through available withdrawal options. I would then inform them that unfortunately EFT are on hold at this time and that ATM cards cannot be loaded but their money is safe and they can withdraw when more options are available. Ask for several forms of ID and let them know it could take from 2 to 12 weeks.

[/ QUOTE ]

/images/graemlins/heart.gif

[sdheflin]

If it was me, I would not pay them a red cent.

MERRY CHRISTMAS

[LuckyTxGuy]

It is not Neteller's fault that they can't process EFT's, ATM transfers, write checks etc. They didn't pass these stupid laws, our US Senate did. They did however, stick around longer in the US market than they probably should have and seem to be in some trouble because of it. Again, you owe the debt, pay it. Good grief, I can't believe anyone would even have the nerve to ask such a question.

As for the legal ramifications seems to me like...best case, nothing ever happens and they write it off. Worst case, they put the debt up for collection and your credit takes a nose dive. Then you are forced to pay the debt plus interest and if not they might be able to file theft charges against you similar to writing a hot check. You guaranteed them they could get their money (even though EFT was the default method) and now you won't pay the debt. That's theft. Felony or misdemeanor depends on your local laws and the amount of money at stake. You can take the chance and roll the dice. Either way you have to live with the fact your a low life thief looking to angle shoot your way through life.

There's my 2 cents! /images/graemlins/smirk.gif

[leehrat]

[censored] 'em. i actually can't believe their audacity in asking for it.

[monkeyman]

yeah, how dare a company ask that its debts are payed!!

[leehrat]

[ QUOTE ]
yeah, how dare a company ask that its debts are payed!!

[/ QUOTE ]

(1) "paid"

(2) let them pay their customers first before they try to reclaim what's theirs. it's called "customer service."

[Mr RonnDough]

They knew they would be pulling out of the US market for weeks before they did, and when they did there was no warning for US customers about thier money.

Don't give them crap.... they will not be able to effect your credit at all.

There is nothing they can do.

Oh wells

[PropPlayer]

Do not listen to the people saying not to pay.
I stiffed a small offshore book back in the day. It was not intentional; I closed my bank account (for another reason) and then later was notified that my debit of a few hundred didn't go through. I decided to just not pay them and made all kinds of excuses why.

Several years later I was blocked from Fire Pay and Ultimate Bet because of a shared black list all stemming from this transaction.
Also this company went on to become HUGE (they were just starting out back then) and would be what I consider to be in the top 3 places to feel safe having money with now.

I felt guilty for not paying and additionally have had a lot of consequences.

Maybe someday NETeller will be a leading payment processor in the US again, maybe they will be bought out by someone who is, maybe nothing will happen but not only is not paying stealing it might have future consequences. Just pay up, you will feel better about it.

[Mr RonnDough]

It's funny all these people sticking up for NETELLER when so far they are not paying back thier US customers. Time is money and money is money.

Don't pay 'em crap , if they owed you and had a difficult time paying you or did not want to they wouldnt give a rats ass

[curtains]

If you do pay them you should do it through an American friend who needs to get money out. If they aren't willing to do it in that fashion (have a friend pay them the money and then xfer the money to them on a pokersite), then I say screw em and don't pay them anything.

[monkeyman]

amazing how many low life scumbags are in here. it isn't netellers fault they can't pay quickly. that doesn't change the need to pay your own debts. and for those that agree with not paying, i hope you are the last to see a dime from neteller.

[curtains]

But Neteller is being extremely shady if they refuse to accept the money from another American whose funds they are holding, if that American agrees to pay the debt from his account.

[David Dodds]

Good answer here.

[bobman0330]

These Neteller guys seem to be really creative when the issue is how to get money to them, but when it comes to paying their own debts, no ideas.

[sdheflin]

CHEERS!!!!!!

[Mr RonnDough]

Low Life Scumbags? lol

Isn't it netellers GUYS WHO ARE IN JAIL?

Whether someone wants to pay Neteller or not they don't need your insults and name calling.

Who is the low life scumbag? Anyone who even refers to someone in those terms has no class

[LeeLoo]

[ QUOTE ]
I got an e-mail from neteller saying that they were unable to withdraw funds from my bank account (that they had already allowed me to transfer to a poker site). Although I requested the funds be taken from my bank over a week before they closed to US cunstomers, they failed to do it in time, and now are trying to get me to send them a money order "ASAP". What can they do if I don't comply? I never agreed to do anything of the sort, and it's their fault for not taking the money from my bank like they had done hundreds of times in the past. Any idea what they can do legally?

[/ QUOTE ]

Tell them to let you withdraw it from your poker account back into Neteller. If not you will have to send them a check but they are not accepting funds from the US. If you are able to get the money to them how are you going to withdraw it?

[RoundGuy]

[ QUOTE ]
Whether someone wants to pay Neteller or not they don't need your insults and name calling.

Who is the low life scumbag? Anyone who even refers to someone in those terms has no class

[/ QUOTE ]
People who refuse to pay a legitimate debt are low life scumbags. People who defend those who refuse to pay a legitimate debt are low life scumbags.

People who call out low life scumbags are not the ones with no class.

You are a low life scumbag.

[kyleparks]

This actually happened to a friend of mine, but on accident about 2 years ago. he never paid them back because they were saying that he owed them like 400 bucks when he only deposited 100.

They are not paying people their money in a timely fashion, so why should you pay them?

I wouldn't pay them back... i would keep the money and find a new hobby, internet poker is a sinking ship.

[Mr RonnDough]

Legitimate Debt?

It's illegal

Again the need to insult people just shows no class

[towery]

[ QUOTE ]

People who refuse to pay a legitimate debt are low life scumbags. People who defend those who refuse to pay a legitimate debt are low life scumbags.

People who call out low life scumbags are not the ones with no class.

[/ QUOTE ]

You're right, neteller are scumbags. They won't pay their debt to me. Oh wait, you mean you weren't talking about neteller?

[Leader]

[ QUOTE ]
[ QUOTE ]
I would call them and assure them that their money is safe and they can access their money through available withdrawal options. I would then inform them that unfortunately EFT are on hold at this time and that ATM cards cannot be loaded but their money is safe and they can withdraw when more options are available. Ask for several forms of ID and let them know it could take from 2 to 12 weeks.

[/ QUOTE ]

/images/graemlins/heart.gif

[/ QUOTE ]

[Jooka]

[ QUOTE ]
[ QUOTE ]

People who refuse to pay a legitimate debt are low life scumbags. People who defend those who refuse to pay a legitimate debt are low life scumbags.

People who call out low life scumbags are not the ones with no class.

[/ QUOTE ]

You're right, neteller are scumbags. They won't pay their debt to me. Oh wait, you mean you weren't talking about neteller?

[/ QUOTE ]

quit being bitter. you think neteller likes the situation they are in? you think they want to screw you? think before you post.

[jlkrusty]

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]

People who refuse to pay a legitimate debt are low life scumbags. People who defend those who refuse to pay a legitimate debt are low life scumbags.

People who call out low life scumbags are not the ones with no class.

[/ QUOTE ]

You're right, neteller are scumbags. They won't pay their debt to me. Oh wait, you mean you weren't talking about neteller?

[/ QUOTE ]

quit being bitter. you think neteller likes the situation they are in? you think they want to screw you? think before you post.

[/ QUOTE ]

No, but Neteller can get a money order for us just as easily as we can for them.

FWIW, I say pay it back, but string them out for as long as they string us out.

[Jooka]

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]

People who refuse to pay a legitimate debt are low life scumbags. People who defend those who refuse to pay a legitimate debt are low life scumbags.

People who call out low life scumbags are not the ones with no class.

[/ QUOTE ]

You're right, neteller are scumbags. They won't pay their debt to me. Oh wait, you mean you weren't talking about neteller?

[/ QUOTE ]

quit being bitter. you think neteller likes the situation they are in? you think they want to screw you? think before you post.

[/ QUOTE ]

No, but Neteller can get a money order for us just as easily as we can for them.

FWIW, I say pay it back, but string them out for as long as they string us out.

[/ QUOTE ]


maybe you should investigate the situation a little further.

[raisebot]

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]

People who refuse to pay a legitimate debt are low life scumbags. People who defend those who refuse to pay a legitimate debt are low life scumbags.

People who call out low life scumbags are not the ones with no class.

[/ QUOTE ]

You're right, neteller are scumbags. They won't pay their debt to me. Oh wait, you mean you weren't talking about neteller?

[/ QUOTE ]

quit being bitter. you think neteller likes the situation they are in? you think they want to screw you? think before you post.

[/ QUOTE ]
For all the juice they've collected in transactions over the years, you'd think they'd have a back-up plan for if and when the payment processors desired to stop doing business with them.

They saw this coming a mile away (remember their little 'we will comply' statement?), and had absolutely jack planned for when the [censored] would eventually hit the fan.

So regardless of whether they "like" the situation they're now in, they can only blame themselves.

Play with fire, you're gonna get burnt.

[Mr RonnDough]

Exactly! No back up plan !

The guy who wrote about 'liking' the situation they're in is obviously an idiot

[aces_full]

While the morally correct thing to do is pay them back....legally I think they are SOL. Technically THEY broke the law by facilitating an illegal money transfer for offshore internet gambling. I don't think they have any legal grounds to come after you. It would be like me trying to sue you because you didn't pay me for that bag of pot I sold you last week.

Furthermore, I believe that in the U.S. gambling debts are not enforcable. I also believe that is why most U.S. credit cards stopped processing gaming transactions like five years ago. They were not able to collect the money owed to them by compulsive gamblers.

[andywend]

Very simple.

Tell Neteller you will pay them as soon as they start processing U.S. customer withdrawals.

There are still lots of poker rooms/sportsbooks currently servicing U.S. customers and the vast majority of them still have a check withdrawal option and most of them are still using U.S. check processors.

Neteller could VERY EASILY figure out a way to process U.S. customer withdrawals (either by calling the U.S. check processors that other sites use/by making some sort of arrangement with a European check processor or opening up a checking account and process the checks themselves).

Neteller's handling of this situation has been HORRIFIC and obviously FatGuy doesn't have any more stuck in there or he would be singing quite a different tune.

[Killerbeezz]

I agree with you Andy. Screw them!! Maybe I would feel differently if my money wasn t trapped, but somehow I doubt it. If and when they give ALL our money back, that is when they should be paid what is owed them. Why on earth would the guy pay the money to a company that a) May not even exist in a few weeks b) Refuses to pay its own debts. Wait and see how it all shakes out. But do us a favor...send them an email stating you will pay them when they pay your fellow countrymen. Do let us know what their reply is also.

[Megenoita]

It's interesting that most strangers to this forum are saying to screw Neteller and people with more posts are saying to do the right thing. Just an interesting observation.

Original Poster, life is not about money, or legal consequences. You are asking the wrong question. Veterans of this forum did well to put it simply:

"You owe a debt. Pay it."

What you sow, you will reap. You may not get caught immediately, but there are infinite ways that this action can come back to bite you...you may not report the money, and the IRS catches it and there's some weird rule about the fact that it's from a foreign bank account, and you go to jail...Neteller could somehow pursue it legally where you didn't expect and you have a whole legal fiasco...Neteller may re-open later, like when the U.S. starts to make their own money on poker, and may be by far the best payment processor, and then you owe them the money + fees, or they may just reject you altogether...there are endless ways where stealing can and will come back to bite you. And don't forget--you are a criminal and a thief. Congratulations--$800 accomplishes a great deal. Good luck.

[iSTRONG]

[ QUOTE ]
I would call them and assure them that their money is safe and they can access their money through available withdrawal options. I would then inform them that unfortunately EFT are on hold at this time and that ATM cards cannot be loaded but their money is safe and they can withdraw when more options are available. Ask for several forms of ID and let them know it could take from 2 to 12 weeks.

[/ QUOTE ]

Please please please do this.